Protect your belongings, add liability coverage, and get help with temporary living costs after a covered loss—without overpaying.
Proof of insurance
Deductible options
Auto + renters savings
Simple protection for everyday life, unexpected accidents, and major losses
Coverage for belongings like electronics, furniture, clothing, and more—at home and sometimes away from home.
Helps with covered legal costs or damages if someone is injured in your unit or you accidentally damage others’ property.
Helps pay for temporary housing and extra living costs if a covered event makes your rental unlivable.
Protection for covered fire-related losses to your belongings.
Certain sudden water incidents (limits and exclusions vary).
Reimbursement when covered items are stolen.
Liability coverage for covered accidents involving visitors.
Many landlords require proof of renters insurance. A policy can also help protect you when a guest is injured, your belongings are stolen, or you need temporary housing after a covered loss.
A quick inventory makes selecting limits easier and speeds up claims if something happens.
This option can help pay to replace items without heavy depreciation.
Upgrade coverage for the items and risks that matter most
Extra coverage for valuables like jewelry, cameras, and collectibles with higher limits.
Additional coverage for tech and home office gear (availability varies by carrier).
Increase protection for certain scenarios involving injuries, property damage, or legal claims.
Exclusions vary, but these are common categories to review closely.
These two settlement options can change what you receive after a claim.
Some items have sub-limits unless you schedule them.
Balance affordability with the protection you actually need.
A quick method to choose smarter limits in minutes
List major items and approximate replacement costs.
Identify valuables that may need extra coverage.
Pick a limit aligned to your risk and lease requirements.
Adjust premium by choosing a deductible you can manage.
A simple playbook to keep things moving
Take photos, make a list of damaged or stolen items, and gather receipts when possible.
Notify your insurer promptly and follow the claim instructions for next steps.
Keep notes and timelines, and share updates if additional items are discovered.
Quick answers for renters shopping coverage
Build a stronger protection plan with complementary policies
Keep medical costs predictable with the right network and plan structure.
Explore HealthGet a renters insurance quote and choose limits that make sense for your life.